General Chat

[Chindie]

On 22/11/2016 at 12:06, mjmooney said:

I hope you asked her father for her hand in marriage first. 

 

[mjmooney]

28 minutes ago, Davkaus said:

In the 21st century?!

You must have missed my recent post about my daughter's partner (of 12 year's standing) having done just that. I thought it was amazing, too. 

[Ingram85]

35 minutes ago, Davkaus said:

In the 21st century?!

I agree it's not really required these days but I did it out of respect tbh as it's his daughter. Thought he'd appreciate the gesture. 

[PieFacE]

I'd definitely ask permission. 100%. If they said "No", i'd probably still propose anyway

[Seat68]

I better be asked before the ne'er do well asks my daughter. 

[limpid]

9 hours ago, Ingram85 said:

I agree it's not really required these days but I did it out of respect tbh as it's his daughter. Thought he'd appreciate the gesture. 

The tradition didn't come from respect. It came from women being chattel property of their father and when you ask their father you are undermining you partner's autonomy.

Up to you though obviously.

[Ingram85]

7 minutes ago, limpid said:

The tradition didn't come from respect. It came from women being chattel property of their father and when you ask their father you are undermining you partner's autonomy.

Up to you though obviously.

Woah, you've needlessly gone off the deep end there I think, you misunderstand, I did it out of respect purely on a personal level as the right thing to do towards the man and woman who raised their daughter well and provided for her. It's just the decent thing to do. I would have asked her anyway but I wanted to make the right impression. All that baloney you posted wasn't even on the radar as that centuries old way of life doesn't apply to me and didn't even enter my thinking. 

Edited November 24, 2016 by Ingram85

[Demitri_C]

47 minutes ago, limpid said:

The tradition didn't come from respect. It came from women being chattel property of their father and when you ask their father you are undermining you partner's autonomy.

Up to you though obviously.

Speaking as a Greek its like a sin not asking the father of a Greek woman for permission to marry his daughter! You would be asking for trouble by not asking! Guranteed you would get slated on the father of the bride speech as well!

[Xela]

Do you have to ask the Father's permission if you want to hand the daughter back? 

[limpid]

1 hour ago, Ingram85 said:

Woah, you've needlessly gone off the deep end there I think, you misunderstand, I did it out of respect purely on a personal level as the right thing to do towards the man and woman who raised their daughter well and provided for her. It's just the decent thing to do. I would have asked her anyway but I wanted to make the right impression. All that baloney you posted wasn't even on the radar as that centuries old way of life doesn't apply to me and didn't even enter my thinking. 

It was a simple statement of fact. I didn't go "off the deep end" or post "all that baloney". I even said it was up to you.

Next you'll be telling me you expect her to change her surname to ensure everyone knows she's your property.

[lapal_fan]

29 minutes ago, limpid said:

It was a simple statement of fact. I didn't go "off the deep end" or post "all that baloney". I even said it was up to you.

Next you'll be telling me you expect her to change her surname to ensure everyone knows she's your property.

 

[sexbelowsound]

Made me smile. 

http://www.bbc.co.uk/news/business-38065249

Quote

Lettings agents in England will be banned from charging fees to tenants "as soon as possible" under plans announced in the Autumn Statement.

Tenants can be charged fees for a range of administration, including reference, credit and immigration checks.

Chancellor Philip Hammond said shifting the cost to landlords will save 4.3 million households hundreds of pounds.

The move could spur competition as landlords, unlike tenants, can shop around for the cheapest agent.

In Scotland, lettings agency fees to tenants have already been banned.

In England and Wales since last year, lettings and managing agents have been legally obliged to clearly publicise their fees.

Fees vary widely, with costs in some big cities much higher than elsewhere.

Tenants face charges when agents draw up tenancy agreements along with the possibility of a non-refundable holding deposit paid before signing up to the deal.

---

'It is incredibly expensive'

Image captionNatalie Lightman is delighted to have found a flat but unhappy with the fees

Natalie Lightman says it is "incredibly hard" to find a place to live in London, but eventually she found a "cosy but expensive" flat.

"Then I paid £150 just for the privilege of putting down a deposit," she says.

In total, she paid upfront costs of £2,000 before setting foot in the flat, of which the letting fees were a part.

"Banning fees is a good idea as it will drive up competition," she says. "A lot of people cannot afford these costs."

But Julie Turner, who is a landlord, says the extra costs faced by landlords will lead to higher rents.

"We do not make a profit on our property we rent out because there is the service charge and insurance and mortgage, and there is a new tax law coming in," she says.

"If the administration fees come back to the landlord the rent will have to increase. It is not being greedy, it is just we need to cover our costs."

---

Choice

Charities have said that these primarily upfront fees have risen in recent years.

The latest English Housing Survey shows fees typically cost £223. However, Shelter research in 2012 found that one in seven tenants pays more than £500.

The charity said renters had no choice over the agent they dealt with after finding a house or flat. Landlords, on the other hand, were able to choose between agencies to act for them when renting out their property.

Many tenants are angry that, with more competition for decent places, they are forced to pay to guarantee somewhere to live. Some argue that the fee for drawing up a tenancy agreement far outweighs the actual cost to the agent.

Overall, along with rent in advance and a deposit, the average upfront costs faced by renters using a letting agency are more than £1,000 nationally and over £2,000 in London, according to Shelter.

Image captionThe rental market has become more significant owing to falling home ownership

The industry has argued that administration has a cost and has argued for stronger consumer protection through regulation of the sector, rather than a ban.

David Cox, managing director of the Association of Residential Letting Agents (Arla), said: "A ban on letting agent fees is a draconian measure, and will have a profoundly negative impact on the rental market.

"It will be the fourth assault on the sector in just over a year, and do little to help cash-poor renters save enough to get on the housing ladder. This decision is a crowd-pleaser, which will not help renters in the long-term. All of the implications need to be taken into account.

"Most letting agents do not profit from fees."

Agents saw some of the biggest falls in company share prices in early trading, with Foxtons down 11%, Countrywide down nearly 6%, and Savills also falling slightly.

---

Fees compared

Two agents based in Rugby have the following upfront fees:

Archer Bassett: First person application and referencing charge - £200; additional applicants - £150 each; tenancy agreement charge - £100 per property; guarantor application and referencing charge - £150 per guarantor; same day bank transfer refunds (where agreed) - £30

Brown and Cockerill: Sole tenant set-up fee - £180; additional tenant - £120 per tenant; guarantor fee - £96; tenancy agreement fee - £75; pet deposit - £300

---

The ban on fees in Scotland was tightened from 2012.

A report by Shelter assessing the effect of the change in Scotland suggested that:

• Rises in rent had been "small and short-lived" despite expectations that rents would increase to cover the greater burden on landlords
• Landlords in Scotland were no more likely to have increased rents since 2012 than landlords elsewhere in the UK
• About 10% of the lettings agent market in Scotland fail to comply with the law, some of whom exploit loopholes in the law

Campbell Robb, Shelter's chief executive, said banning them elsewhere was welcome.

"Millions of renters in England have felt the financial strain of unfair letting agent fees for far too long, so we are delighted with the government's decision to ban them. We have long been campaigning on this issue and it is great to see that the government has taken note," he said.

Housing moves

Mr Hammond also announced plans to increase the construction of affordable homes.

It is estimated that at least four million people of working age in England would need affordable housing by 2024, according to the Local Government Association.

The average first time buyer paid just under £30,000 for their new home in the 1980s compared with more than £150,000 now, according to the Resolution Foundation.

Between the late 1940s and late 1950s councils built more homes than the private sector.

Local authorities were building 100,000 homes a year up to the late 1970s, but the election of Margaret Thatcher's Conservatives in 1979 led to a fall in house building by local authorities.

In the year to the end of June, local authorities built 1,500 homes in England out of a total of 131,370 - that is just over 1%.

 

[rjw63]

1 hour ago, Xela said:

Do you have to ask the Father's permission if you want to DHUTWU?

 

[Rob182]

It's a pity I didn't do the 'decent thing' by asking her father. I thought the gesture of asking her to spend the rest of her life with me was enough, oops!

[lapal_fan]

40 minutes ago, Rob182 said:

It's a pity I didn't do the 'decent thing' by asking her father. I thought the gesture of asking her to spend the rest of her life with me was enough, oops!

I didn't either, I felt guilty for about 1 minute until I realised that FiL was happier about it than my wife was

 

[Ingram85]

4 hours ago, limpid said:

It was a simple statement of fact. I didn't go "off the deep end" or post "all that baloney". I even said it was up to you.

Next you'll be telling me you expect her to change her surname to ensure everyone knows she's your property.

No offence meant, just the way I read it I guess 

[lapal_fan]

6 minutes ago, Ingram85 said:

No offence meant, just the way I read it I guess 

To be a robot, you need to think like a robot

 

 

[Rugeley Villa]

On 23 November 2016 at 21:27, Xela said:

Sorry to hear that pal. Horrible disease. 

Thing is she was warned 8 years ago that she was borderline and gave up smoking for 6 months. Obviously the worry faded from her memory and she started smoking again which has led to emphysema. I'm glad I've never smoked.

[Rugeley Villa]

Was getting my papers at 6.30 this morning and a well known character from the town came in trying to buy booze. Now that's dedication. It gave me a hangover just thinking about it.

[Dodgyknees]

Royal **** Mail.

Parcel due to be delivered today. Got an email at 12:30 to say it would arrive today. I stay in and wait (my sofa is right next to the front door and I can also see who is outside by opening the little curtain at the door window, so I do that.) Get one parcel (not tracked) at 2:30ish, then at 3:30 I get an email to say they tried to deliver my parcel but nobody was in.

I check the tracking number and it has a time of 3:30 as a failed delivery. I was watching Sky Sports at that time! Sat right by the door. 

**** lying privatised pricks.

I sent a very pissed off and angry email. 

Edited November 26, 2016 by DK82