Perhaps one of the first things that can be done to level the playing field would be to drop the govt. lead requirement for crazy levels of insurance. Bidding for a job earning £3,200 in fees? No problem, of course you can bid, just send us a copy of your TEN MILLION POUND minimum insurance cover.
Before anybody blames one party or the other or inherited problems etc., the requirement was an equally absurd £5M up until six months ago.