Student also, so not too bad on the whole but to me my situation is worrying. I'm amassing a fair whack of debt but I see, currently, no effect of it because it's far and away in the future. My main real worry is the fact I'm constantly in the overdraft, my next loan installment covering, IIRC, my overdraft just about, but also leading to me only having about £600 to live on, after accomadation, for about 3 months. Unless I'm mistaken somewhere. Next few months could be tight.
I'm also laughably unemployable, so I'm stuffed.
But on the whole there's people much much worse off than me. At least I've got little to lose, other than my dignity.